Should You Use a Credit Card to Pay for Medical Treatment?

Should You Use a Credit Card to Pay for Medical Treatment?

There may possibly be other possibilities to think about.


Key details

  • Lots of persons battle to protect their professional medical charges.
  • Although you may have the choice to swipe a credit rating card to pay back for health-related remedy, there may be a more value-efficient option.
  • Seem into payment programs, or see if you can negotiate with your healthcare provider to decrease the bill.

If you’ve ever had a healthcare bill wreak havoc on your finances, you’re definitely not on your own. An estimated 23 million Individuals owe much more than $250 in healthcare bills, according to the Kaiser Family Basis. And quite a few men and women owe a ton far more than that.

If you are confronted with a health care cost, your first inclination might be to put it on a credit card and do your ideal to pay back it off as rapidly as you can. But right here are a couple of possibilities to pursue that might charge you a lot less money in the extended operate.

1. Get on a payment prepare

It’s not unheard of for individuals to receive a professional medical bill they are unable to spend in complete suitable absent. The good news is that quite a few health care facilities will set you on a payment plan that gives you further time to spend off your clinical charges if you ask for a person. And normally, you’ll be qualified for {35112b74ca1a6bc4decb6697edde3f9edcc1b44915f2ccb9995df8df6b4364bc} interest.

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A credit score card, by contrast, is going to cost you fascination the moment you carry your stability forward, except you transpire to have a {35112b74ca1a6bc4decb6697edde3f9edcc1b44915f2ccb9995df8df6b4364bc} introductory APR. And keeping away from fascination expenses on your medical expenses could make them considerably significantly less highly-priced to fork out off.

2. Use your HSA or FSA

If you have cash in a wellbeing financial savings account (HSA) or a flexible paying account (FSA), then it pays to use these cash in advance of resorting to swiping a credit history card. In simple fact, FSAs pressure you to expend down your plan balance each 12 months or risk forfeiting your funds, so there is no purpose not to swipe an FSA card if you will find a stability on it.

Now HSAs are a tiny little bit diverse. Because HSA cash under no circumstances expire, and since these accounts allow for you to invest money you don’t will need to withdraw proper away, there are advantages to leaving your HSA by yourself and paying out your clinical costs out of pocket if you can afford to pay for to do so. But if presented the selection between dipping into your HSA and racking up credit card credit card debt in the course of covering a health-related cost, the former is actually your far better guess.

Will not think you are trapped with your bill in full

Obtaining a significant health care monthly bill can be tense, no matter what payment technique you use to choose treatment of it. But in advance of you pay out that invoice, seem it above thoroughly. It can be not all that uncommon for medical expenditures to include glitches, so it truly is worth providing yours a near go through right before handing over income in any form.

Also, you shouldn’t hesitate to negotiate healthcare payments that are a load to pay. In some scenarios, your service provider could possibly minimize you a crack, these types of as if you are paying for a service your wellness coverage company would not select up the tab for.

In a worst-case scenario, you can usually swipe a credit rating card to go over professional medical treatment you want. But before you go that route and rack up interest rates in the system, see if you will find a less highly-priced way to deal with your health care costs.

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Monday Medical: Treatment for hand and wrist arthritis

Monday Medical: Treatment for hand and wrist arthritis

Editor’s Be aware: This tale is Section 1 of a three-aspect collection on managing arthritis in the hands and wrists. Part 2 focuses on surgical possibilities, and Portion 3 focuses on the part of actual physical therapy.

A search at someone’s arms reveals a great deal, specifically when it comes to arthritis.

“I imagine a ton of folks are shocked by what you can learn by wanting at somebody’s palms,” mentioned Dr. Nicole Cotter, a rheumatologist at UCHealth Rheumatology Clinic in Steamboat Springs. “Even if someone comes in with knee soreness, I start out by looking at their palms. You can get a tremendous quantity of data on what’s heading on with all joints.”



Primary styles of arthritis

While there are dozens of various sorts of arthritis, the two main sorts that impact the palms and wrists are osteoarthritis and rheumatoid arthritis.

With osteoarthritis, the cartilage at specific joints breaks down above time, ensuing in problems to the joints. This hurt can lead to bony enlargements, usually obvious at the finger joints.



“Osteoarthritis is incredibly frequent,” Cotter stated. “The 4 large danger aspects are age, weight, genetics and trauma. We usually see it in more mature persons.”

Put up-traumatic arthritis is comparable to osteoarthritis, but benefits from specific trauma to the joint.

Rheumatoid arthritis is an autoimmune illness that is often noticed in youthful grownups in their 30s and 40s.

“The immune procedure will get confused and starts off to make swelling in the joints,” Cotter said. “You didn’t slam your hand in the door, but your hand swells like you did.”

Rheumatoid arthritis has a genetic component, but is activated by one thing environmental, these types of as an infection, emotional trauma or an environmental exposure. Since rheumatoid arthritis is a systemic ailment, it impacts all of the joints in the entire body.

Keep in brain that other forms of arthritis influence the immune process. A unfavorable check for rheumatoid arthritis doesn’t indicate arthritis isn’t at play.

Signs or symptoms of arthritis

“Both osteoarthritis and rheumatoid arthritis bring about pain,” Cotter mentioned. “Some of the good motor responsibilities that require you to bend the joints in distinct directions turn into unpleasant, and people today can be restricted in how they are equipped to use their hands.”

This might make it difficult to open up jars, to do snaps or buttons, or to comprehensive other fantastic-motor duties.

With osteoarthritis, joints get extra distressing with use. With rheumatoid arthritis, soreness generally lessens with use.

“Rheumatoid arthritis is typically even worse with inactivity,” Cotter explained. “People have much more signs first thing in the early morning, but signs commonly enhance a bit as they use their joints.”

Professional medical remedies for arthritis

These two important types of arthritis are dealt with differently.

“With osteoarthritis, we do not have prescription drugs that sluggish the development of the disorder, but modifying lifestyle can be quite helpful,” Cotter said. “We know that currently being at a balanced system pounds and keeping physically energetic can slow the development of osteoarthritis.”

Prescription drugs to treat irritation, as well as bodily treatment to assist fortify muscle tissues, can also aid lessen signs or symptoms.

But with rheumatoid arthritis, several medications now exist that help cease the irregular immune reaction.

“We have quite qualified therapies to handle rheumatoid arthritis and they’ve revolutionized the cure of the illness,” Cotter explained. “People typically see dramatic advancements in inflammation, and by receiving rid of the inflammation, persons can purpose like they do not have arthritis.”

It can get some trial and mistake to establish which drugs operates most effective, but most persons find aid.

“It’s affordable to get major manage of the sickness with the choices we have,” Cotter explained.

With rheumatoid arthritis, an early diagnosis is specially critical so the disorder can be handled aggressively to sluggish the development. Early intervention is also helpful with osteoarthritis, as it can assistance minimize discomfort and make it possible for folks to get back again to their common way of life.

“It’s essential to see a rheumatologist to get the suitable prognosis and know what you are dealing with,” Cotter mentioned. “I would stimulate any individual who has joint signs or symptoms that don’t look right or that are intrusive to their lives to see a rheumatologist and get the appropriate analysis. You should not have debilitating joint suffering. There are absolutely things we can do to give people their life back again.”

Susan Cunningham writes for UCHealth Yampa Valley Health-related Center. She can be arrived at at cunninghamsbc@gmail.com.

How common is transgender treatment regret, detransitioning?

How common is transgender treatment regret, detransitioning?

Several states have enacted or contemplated limits or outright bans on transgender clinical cure, with conservative U.S. lawmakers indicating they are concerned about younger persons afterwards regretting irreversible system-altering treatment method.

But just how widespread is regret? And how several youth adjust their appearances with hormones or surgical procedures only to afterwards modify their minds and detransition?

Here’s a look at some of the difficulties concerned.

WHAT IS TRANSGENDER Clinical Therapy?

Guidelines contact for thorough psychological assessments to confirm gender dysphoria — distress about gender id that does not match a person’s assigned sexual intercourse — just before commencing any remedy.

That remedy ordinarily begins with puberty-blocking treatment to quickly pause sexual progress. The plan is to give kids time to mature enough mentally and emotionally to make informed choices about no matter if to pursue long lasting cure. Puberty blockers may possibly be employed for several years and can raise challenges for bone density decline, but that reverses when the medicines are stopped.

Sex hormones — estrogen or testosterone — are available following. Dutch analysis implies that most gender-questioning youth on puberty blockers inevitably select to use these drugs, which can produce long term physical alterations. So does transgender surgical procedure, like breast removal or augmentation, which sometimes is made available during the mid-teen a long time but a lot more typically not till age 18 or later.

Reports from health professionals and personal U.S. clinics reveal that the variety of youth seeking any kind of transgender healthcare care has improved in recent yrs.

HOW Generally DO TRANSGENDER Men and women REGRET TRANSITIONING?

In current therapy guidelines issued last calendar year, the Globe Expert Affiliation for Transgender Well being said proof of afterwards regret is scant, but that clients really should be explained to about the chance during psychological counseling.

Dutch study from quite a few years ago discovered no proof of regret in transgender older people who had thorough psychological evaluations in childhood right before undergoing puberty blockers and hormone treatment.

Some experiments suggest that costs of regret have declined in excess of the many years as patient range and therapy strategies have enhanced. In a evaluate of 27 scientific studies involving almost 8,000 teenagers and grown ups who had transgender surgeries, typically in Europe, the U.S and Canada, 1{35112b74ca1a6bc4decb6697edde3f9edcc1b44915f2ccb9995df8df6b4364bc} on regular expressed regret. For some, regret was short term, but a compact quantity went on to have detransitioning or reversal surgical procedures, the 2021 evaluation said.

Research indicates that extensive psychological counseling just before commencing remedy, along with spouse and children support, can cut down prospects for regret and detransitioning.

WHAT IS DETRANSITIONING?

Detransitioning signifies stopping or reversing gender changeover, which can include health care treatment method or changes in visual appearance, or the two.

Detransitioning does not normally consist of regret. The updated transgender remedy rules be aware that some teens who detransition “do not regret initiating remedy” due to the fact they felt it assisted them much better have an understanding of their gender-relevant treatment requirements.

Exploration and reviews from specific doctors and clinics suggest that detransitioning is scarce. The several studies that exist have also many limits or weaknesses to draw agency conclusions, reported Dr. Michael Irwig, director of transgender medication at Beth Israel Deaconess Clinical Centre in Boston.

He explained it’s tricky to quantify for the reason that patients who detransition generally see new medical professionals, not the physicians who prescribed the hormones or performed the surgeries. Some individuals may only prevent having hormones.

“My personal individual practical experience is that it is pretty unheard of,” Irwig said. “I’ve taken care of over 350 gender-various clients and probably much less than 5 have informed me that they resolved to detransition or changed their minds.”

Recent boosts in the selection of men and women searching for transgender health care treatment could lead to more people today detransitioning, Irwig mentioned in a commentary past year in the Journal of Clinical Endocrinology & Rate of metabolism. That is partly because of a scarcity of mental wellness specialists, this means gender-questioning folks might not get satisfactory counseling, he claimed.

Dr. Oscar Manrique, a plastic surgeon at the College of Rochester Healthcare Middle, has operated on hundreds of transgender individuals, most of them adults. He mentioned he’s by no means experienced a patient return in search of to detransition.

Some may perhaps not be contented with their new physical appearance, but that doesn’t signify they regret the changeover, he mentioned. Most, he stated, “are incredibly joyful with the outcomes surgically and socially.”

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Observe AP Health care Author Lindsey Tanner at @LindseyTanner.

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The Linked Press Well being and Science Division receives help from the Howard Hughes Healthcare Institute’s Science and Academic Media Team. The AP is entirely dependable for all articles.

Middle District of Pennsylvania | Cumberland County Woman Sentenced To 30 Months’ Imprisonment For False Statements Concerning Her Adoptive Daughter’s Medical Care

Middle District of Pennsylvania | Cumberland County Woman Sentenced To 30 Months’ Imprisonment For False Statements Concerning Her Adoptive Daughter’s Medical Care

HARRISBURG – The United States Attorney’s Office environment for the Middle District of Pennsylvania introduced now that Shelley Noreika, age 49, of Dillsburg, PA, was sentenced to 30 months’ incarceration by United States District Judge Sylvia H. Rambo for earning False Statements Relating to Well being Treatment Matters. 

In accordance to United States Legal professional Gerard M. Karam, Noreika fabricated significant illnesses and created fraudulent statements to healthcare companies in connection with her 5-yr-aged adoptive daughter.  As end result of Noreika’s wrong statements, the small baby was subjected to unnecessary health-related remedy and the downstream insurers incurred financial losses in the 6-figures. In certain, and as admitted by Noreika to federal investigators, Noreika instructed her daughter to faux and faux having a seizure though Noreika videotaped her.  Noreika then emailed the movie clip of the bogus seizure to her daughter’s pediatric neurologist, alongside with untrue statements about the small child’s medical situation.  On various other situations, Noreika similarly falsely described to health-related vendors that her daughter skilled seizures, when in simple fact no these seizures transpired.  In fact, at no issue did Noreika ever witness her daughter have an precise seizure.

As recognized by both equally the governing administration and defense, Noreika’s carry out is steady with factitious dysfunction imposed on yet another, formerly recognized as munchausen syndrome by proxy, a psychological illness in which a caregiver makes up or results in an illness or injury to a person beneath their care, to achieve attention and sympathy for them selves.  Nonetheless, the govt pointed out to the Courtroom there was also a very clear fiscal motive – Noreika received increased Medicare and adoption subsidiaries for using care of a medically sick little one, and she promoted the small child’s purported ailments to seek out donations from neighborhood companies and by means of on-line fundraising efforts. 

“Today’s sentencing sends a powerful information that preserving little ones is a prime precedence,” explained Distinctive Agent in Cost Maureen R. Dixon of the Wellness and Human Companies, Business of Inspector Normal (HHS-OIG) Philadelphia Regional Office. “HHS-OIG will keep on to get the job done closely with our regulation enforcement associates to totally investigate allegations of abuse versus small children and guarantee statements submitted to federal and state programs by caregivers are truthful and exact. We would like to thank the Pennsylvania State Police and the U.S. Attorney’s Business office for their partnership and determination in this investigation.”

In addition to the 30-month prison sentence, the Court docket requested Shelley Noreika to provide a few several years of supervised launch subsequent incarceration, and to pay out a good of $500 and restitution of $137,710.86 to the victims of the offense.  Noreika is no more time in care of the small kid, and she also faces relevant point out fees which are pending. 

The scenario was investigated by the U.S. Office of Overall health and Human Services, Workplace of Inspector Normal (OIG) Harrisburg Discipline Business, and the Pennsylvania State Police.  Assistant U.S. Lawyer Samuel S. Dalke prosecuted the scenario.

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Tumor Cells’ Response to Treatment Is Driven by Randomness

Tumor Cells’ Response to Treatment Is Driven by Randomness
Neuroblastoma Cells

Neuroblastoma cells (cyan) increasing as a tumor and the surrounding collagen matrix (magenta). The cells are expressing a biosensor (JNK-KTR) that reads out one-cell JNK activity in response to chemotherapy therapy. Credit: Max Nobis / Garvan

Inherent ‘noise’ in the system of gene expression in tumor mobile dying, is an additional tool cancer cells use to resist chemotherapy procedure.

Most cancers cells have an innate randomness in their capacity to respond to chemotherapy, which is a different resource in their arsenal of resisting treatment method, new exploration led by the Garvan Institute of Health care Analysis demonstrates.

Being familiar with why some tumor cells turn out to be resistant to chemotherapy is a main problem in most cancers investigation, as chemotherapy is continue to a frontline cure for most cancers.

The new exploration reveals that tumor cells from neuroblastoma – cancer that develops in the body’s ‘fight or flight’ sympathetic nervous procedure – can transfer concerning states of responding, or not, to chemotherapy.

“We showed there is ‘noise’ in the process of mobile dying, which is what comes about to most cancers cells with chemotherapy procedure – and that this inherent sounds, or randomness, in the system of gene expression is an vital factor of chemoresistance,” suggests Affiliate Professor David Croucher, Head of the Network Biology Lab at Garvan.

About 15{35112b74ca1a6bc4decb6697edde3f9edcc1b44915f2ccb9995df8df6b4364bc} of folks with neuroblastoma never answer to chemotherapy procedure.

Neuroblastoma Cells Growing Cancer Tumor

Neuroblastoma cells (cyan) expanding as a tumor and the surrounding collagen matrix (magenta). The cells are expressing a biosensor (JNK-KTR) that reads out one-cell JNK exercise in response to chemotherapy treatment. Credit: Max Nobis / Garvan

“Our results propose that genetics do not account for every little thing other levels of regulation and other mechanisms of tumor development can also underpin drug response, so we require to take into consideration them,” states Dr. Sharissa Latham, co-direct creator on the analyze.

The group showed that after neuroblastoma cells reach a point out of resisting chemotherapy, they can not go again, suggesting there is a compact window in which treatment could operate on a tumor cell before it is locked in.

“Combining chemotherapy with prescription drugs that goal this noise within just tumors may well have the ideal final results as a initial-line treatment method after analysis, before tumors lock into a point out of resistance,” claims Associate Professor Croucher. This flips on its head the typical protocol for clinical trials in cancer where by a new procedure is supplied to people who have fatigued all other treatment method solutions.

The new study is revealed in the journal, Neuroblastoma Chemoresistance

Neuroblastoma cells (cyan) growing as a tumor and the surrounding collagen matrix (magenta). The cells are expressing a biosensor (JNK-KTR) that reads out single-cell JNK activity in response to chemotherapy treatment. Credit: Max Nobis / Garvan

Noise in the tumor system

The researchers used mathematical modeling to narrow down the ‘noise’ signals in the pathways of cell death in neuroblastoma tumors. They then applied that to patient cell samples, using cutting-edge imaging to look at single cells, en masse, to visually isolate the cells that didn’t respond to treatment.

The found a marker for resistance – a set of proteins involved in the process of cell death, known as apoptosis.

“We wanted to figure out what underlies that randomness. What is it about those cells and can anything be manipulated to make them respond,” says Dr. Latham.

The team identified certain classes of approved drugs that might be combined with chemotherapy to stabilize expression of the genes involved in cell death, or by changing the innate threshold that may tip a tumor cell into a resistant state.

The next step is to start progressing the work to clinical trial.

Reference: “Memory of stochastic single-cell apoptotic signaling promotes chemoresistance in neuroblastoma” 3 March 2023, Science Advances.
DOI: 10.1126/sciadv.abp8314

This research was supported by Cancer Institute NSW, NHMRC, Cancer Council NSW, NBCF and the Medical Research Future Fund.

Associate Professor David Croucher is a Conjoint Professor at St Vincent’s Clinical School, Faculty of Medicine and Health, UNSW Sydney. Dr. Sharissa Latham is a Conjoint Lecturer at St Vincent’s Clinical School, Faculty of Medicine and Health, UNSW Sydney.

Operators of Addiction Treatment Chain Charged in Alleged Health Care Fraud | USAO-RI

Middle District of Pennsylvania | Cumberland County Woman Sentenced To 30 Months’ Imprisonment For False Statements Concerning Her Adoptive Daughter’s Medical Care

PROVIDENCE – The Massachusetts operator of a chain of habit procedure clinics is billed in federal court docket in Providence, RI, with thousands and thousands of pounds of well being care fraud, aggravated identity theft, revenue laundering and obstruction, declared United States Lawyer Zachary A. Cunha.  In addition, the cure centre and its former supervisory counselor were also charged with overall health treatment fraud. 

Michael Brier, 60, of Newton, MA, Mi Ok Bruining, 62, of Warwick, RI, and Recovery Connections Centers of America, Inc. (RCCA) are billed by criminal grievance with wellbeing care fraud.  Michael Brier was also billed in the complaint with aggravated identity theft, income laundering and obstruction. 

It is alleged in court paperwork that, Brier, Bruining, and RCCA shortchanged Rhode Island and Massachusetts compound abuse dysfunction sufferers out of significantly essential counseling and treatment method solutions, when defrauding Medicare, Medicaid, and other health insurers out of thousands and thousands of pounds.

At a push conference asserting the culmination of this investigation and ensuing prison prices and arrests, United States Attorney Zachary A. Cunha commented, “What makes the fraud plan that we have billed today significantly pernicious – is that not only was this plan, as we allege, intended to defraud by enriching these defendants with federal and personal health care dollars they did not gain, but that in the method it cheated a susceptible population of recovery sufferers out of the whole, legitimate assistance and treatment that they have to have to have a probability at restoration.”

“Today’s arrests serve as a potent reminder that we will not tolerate fraud techniques that goal our federal health treatment applications, as alleged, nor will we settle for anything much less than higher excellent care for the men and women served by those programs,” said Unique Agent in Demand Phillip M. Coyne of the U.S. Division of Wellbeing and Human Products and services, Business of Inspector Typical. “Our agency’s mission is to shield the perfectly-becoming of the public and the integrity of the federal wellness treatment technique, and we will hold accountable people who seek to exploit the opioid epidemic for personalized obtain.”

“Today, we arrested and charged Michael Brier, Mi Okay Bruining, and Restoration Connections Centers of America, for a large-ranging plan in which they are accused of abusing our well being treatment procedure, cheating taxpayers, and leveraging the opioid disaster to consider benefit of these battling with substance abuse so the firm could rake in millions,” claimed Joseph R. Bonavolonta, Special Agent in Cost of the FBI Boston Division. “The allegations set forth in this scenario stand for just one of the most brazen and egregious illustrations of health treatment fraud the FBI has found here in Rhode Island in recent history, and make no miscalculation, it is not a victimless crime. Anytime the integrity of our federal wellness care plans is undermined, we all spend the value by way of the expense of better coverage rates, increased out-of-pocket fees, and co-pays, and even decreased or misplaced rewards.”

According to the charging documents, Brier, Bruining and RCCA operated a chain of addiction cure centers but unsuccessful to supply the sufferers with the expected counseling classes and cure, even though simultaneous billing Medicare, Medicaid and other health care payors for 45-moment counseling classes on a schedule foundation even although the periods ended up not a lot more than 15 minutes, and often only 5-10 minutes or fewer.  At situations, so numerous counseling periods were being billed at this amount that the total total of time would be difficult for the accessible therapist to have supplied in any 24 hrs time period. 

Brier and RCCA are also alleged to have triggered a fraudulent software to be submitted to Medicare which, between other matters, misrepresented and concealed the role that Brier was participating in in the organization and unsuccessful to disclose Brier’s 2013 criminal conviction for federal tax crimes, which was related to Medicare’s thing to consider of the software. 

The Complaint also alleges that Brier purported to exercise drugs and wrote and prompted to be filled fraudulent prescriptions working with the names and prescriber details, including Drug Enforcement Administration figures, of health professionals with out their permission.

Brier is also alleged to have falsified a doc in a issue in the jurisdiction of an company of the United States by causing the Healthcare Director to indicator a false and again-dated document.

The complaint alleges that defendants brought on hundreds of thousands of pounds in fraudulent billings to be submitted to Medicare and millions much more in fraudulent billings to other health and fitness treatment payors.

The govt is also looking for to forfeit thirteen bank accounts, two buildings, and two automobiles allegedly understood by the defendants as a result of the alleged criminal carry out.

A federal legal grievance is simply an accusation. A defendant is presumed harmless until and till proven guilty.

The case is getting prosecuted by Assistant United States Lawyers Sara Miron Bloom and Kevin Love Hubbard.

The matter was investigated by the U.S. Division of Wellness and Human Solutions, Workplace of Inspector General and the Federal Bureau of Investigation. United States Legal professional Cunha thanks the IRS, Customs and Border Protection, and the Rhode Island Business of the Legal professional Basic for their guidance in the investigation.  

Also, United States Legal professional Cunha many thanks the United States Office of Overall health and Human Services and the Centers for Sickness Regulate, and their partners in Rhode Island and Massachusetts, for their brief response to build services for people who may well be impacted by this regulation enforcement action.

On top of that, United States Legal professional Cunha many thanks the United States Department of Overall health and Human Solutions Centers for Disease Management and Prevention’s Opioid Swift Reaction System, and their partners in Rhode Island Division of Behavioral Healthcare and Massachusetts Section of Community Wellness, for assisting sufferers who could be impacted by this law enforcement action.

Rhode Island Department of Behavioral Healthcare, Developmental Disabilities and Hospitals is performing to assure continuity of therapy for RCCA people. Rhode Island patients  in have to have of a new or quick bridge prescription are urged to call (401) 606-5454 Rhode Island individuals in need to have of behavioral overall health referrals for physicians, counselor, or clinic details may well phone (410) 414-Url.

Massachusetts Department of Community Health, Bureau of Material Habit Services is performing to assure continuity of care and procedure RCCA people.  Massachusetts sufferers in have to have of a new or immediate bridge prescription are urged to contact (617) 414-4175 Massachusetts patients in need to have of behavioral well being referrals for physicians, counselor, or other providers could get in touch with (800) 327-5050 or use helplinema.com.

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